Housing Finance

Housing Loans

Your dream home is within reach. We offer comprehensive housing loan solutions with competitive rates and flexible terms to make homeownership affordable.

Home Purchase Loan

Buy your dream home with flexible financing options and competitive interest rates.

  • Up to 90% of property value
  • Tenure up to 30 years
  • Fixed & floating rates available

Home Renovation Loan

Upgrade, renovate, or expand your existing home with dedicated financing.

  • Quick processing
  • Minimal documentation
  • Top-up on existing loans

Balance Transfer

Transfer your existing home loan to us for better rates and save on interest.

  • Lower interest rates
  • Reduced EMI burden
  • Top-up facility available

Plot + Construction

Combined financing for land purchase and subsequent construction on it.

  • Single loan for both
  • Phased disbursement
  • Flexible repayment

Why Choose Our Housing Loans?

Low Interest

Starting from 8.5% p.a.

Quick Approval

In-principle approval in 48 hours

Tax Benefits

Save under Section 80C & 24

Zero Prepayment

No charges on floating rate

Eligibility

  • •Age: 21-65 years at loan maturity
  • •Salaried or self-employed individuals
  • •Minimum income: ₹25,000/month
  • •CIBIL score: 700+ preferred
  • •Employment stability: 2+ years

Documents Required

  • ✓ Identity & address proof (PAN, Aadhaar)
  • ✓ Last 6 months salary slips (salaried)
  • ✓ Last 6-12 months bank statements
  • ✓ Form 16 / ITR for 2-3 years
  • ✓ Property documents and agreement
  • ✓ Processing fee cheque

Ready to Own Your Dream Home?

Our housing loan experts will help you find the perfect financing solution. Get pre-approved today!

Apply for Home Loan